Whether you’re selling or buying, navigating a real estate transaction takes preparation, strategy, and smart decision-making.
Here’s what every seller and buyer must know before stepping into the process:
For Home Sellers: Full Disclosure is Non-Negotiable
Before your listing goes live, it’s crucial that you disclose everything you know about your home’s present and past condition to your listing agent.
Even small issues — like a bathroom leak you thought was insignificant — must be shared.
Overlooking or hiding problems can lead to surprises, costly renegotiations, or even lawsuits before or after closing.
If you’re unsure about the condition of your home, it’s a good idea to schedule a pre-listing inspection. Catching potential issues early gives you the opportunity to fix them — protecting the sale and your peace of mind.
For Home Buyers: Financial Stability is Key
Once you’ve started the homebuying process, financial consistency is critical until after closing.
Here’s a list of what not to do:
Do not:
Finance a new car, boat, or expensive furniture
Take cash advances from your credit cards
Quit your job or switch employers
Open or close any lines of credit
Pay bills late
Ignore requests from your lender or mortgage broker
Allow anyone to run additional credit checks
Make large, undocumented deposits into your bank accounts
Cosign a loan for someone else
Change bank accounts
Take out payday loans
Why so much caution?
Because your lender will recheck your credit and financials right before closing — and any red flags could delay or even cancel your mortgage approval.
Keeping your financial profile stable ensures you can move smoothly to the closing table without any last-minute surprises.
Final Thoughts:
Selling or buying a home is one of life’s biggest moves. Knowing what’s expected of you — and what to avoid — can be the difference between a seamless experience and a stressful one.
If you’re planning to list your home or start your home buying journey, I’d love to guide you through it.
📩 Send me a message — let’s make your next move your best one yet!
